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PRIVACY POLICY

Last Modified: August 31, 2018      

 

By continuing to use our Website and Service on or after August 31, 2018, you agree to this updated privacy policy. If you have any questions, please feel free to contact us at support@leadyourmoney.ca.

 

FURTHER TO OUR TERMS AND CONDITIONS OF USE, YOU CONSENT TO THE COLLECTION AND USE OF YOUR PERSONAL INFORMATION IN ACCORDANCE WITH THIS PRIVACY POLICY, WHICH MAY BE AMENDED FROM TIME TO TIME.

Collection of Personal Information

To use our website and purchase products or services from us, we collect your personal information including your:

  • Name;
  • Username;
  • Email address;
  • Payment and billing information (including your billing address);
  • IP address and other types of raw data relating to how you interact with the Website and Service, for example, your browser information and session duration;
  • Financial data and information you elect to upload; and
  • All other information you provide on our Website or Service or otherwise, including as part of the purchasing process or consulting services.

Please note that third-party service providers and contractors may have their own privacy policies on the collection and use of your information which either we or you provide them.

TO THE EXTENT YOU PROVIDE US WITH, OR UPLOAD DATA THAT INCLUDES THE PERSONAL INFORMATION OF ANOTHER PERSON, YOU REPRESENT AND WARRANT THAT YOU HAVE THEIR AUTHORIZATION TO PROVIDE US WITH THAT INFORMATION IN ACCORDANCE WITH THIS PRIVACY POLICY AND OUR TERMS AND CONDITIONS OF USE.

The Use of Your Personal Information

The collection of your personal information may be used to:

  • Facilitate the ordinary operation of the Website and Service, including providing you with access to courses, content and/or services;
  • Verify your contact information, including your email address;
  • Promote our Website and Service offerings to you in various forms of communication, including email;
  • Provide user support to you on the operation of the Website and Service;
  • Deliver consulting services to you, where requested;
  • Communicate with you about your account or services we offer;
  • Bill and collect money owed to us;
  • Pursue available legal remedies to us and to prosecute or defend a court, arbitration or similar proceeding;
  • Send or display informational and promotional materials from us;
  • Inform you of updates to our terms and conditions or privacy policy;
  • Meet legal requirements;
  • Enforce compliance with any terms and conditions and applicable law; and
  • Enhance our Service offerings to you and offer you related products and services, whether by advertisement, email or otherwise.

Credit Card and Payment Processors

We use third-party payment processors including Stripe (https://stripe.com/ca), PayPal (https://www.paypal.com/ca/)  and banks (the “Payment Processors”).  You agree that even though a Payment Processor’s electronic forms may be hosted on, or linked to on our Website or Service, your legal relationship with each Payment Processor is separate and that each Payment Processor may impose their own terms and have their own privacy policy in place for the collection and use of your information. By using our Website and Service, you consent to our use of the Payment Processors and acknowledge that each Payment Processors may receive and hold your personal and payment information.  

We do not keep or have access to all the information you provide each Payment Processors including, for example, your full credit card number.  However, we will have the ability to bill your payment method and access certain personal information you provide the Payment Processors, such as the name on your credit card, the address associated with the card and the credit card expiration date.  For more information on the privacy practices of our Payment Processors, their respective privacy policies are accessible as follows:

DISCLOSURE PURSUANT TO COURT ORDER, SUBPOENA OR OTHER LEGAL PROCESS

WE RESERVE THE RIGHT TO PROVIDE YOUR CONTENT AND INFORMATION (INCLUDING BUT NOT LIMITED TO YOUR PERSONAL INFORMATION) UPLOADED OR COLLECTED BY OUR WEBSITE OR SERVICE TO THIRD PARTIES IF REQUIRED BY LAW (SUCH AS IN RESPONSE TO A SUBPOENA, COURT ORDER OR OTHER LEGAL PROCESS IN ANY JURISDICTION), AND TO COOPERATE WITH LAW ENFORCEMENT AUTHORITIES IN THE INVESTIGATION OF ANY CRIMINAL OR CIVIL MATTER.

IF WE ARE REQUIRED BY LAW TO MAKE ANY DISCLOSURE OF YOUR CONTENT OR PERSONAL OR BUSINESS INFORMATION, WE MAY (BUT ARE NOT OBLIGATED TO) PROVIDE YOU WITH WRITTEN NOTICE (TO THE EXTENT PERMITTED BY LAW) PRIOR TO SUCH DISCLOSURE SO THAT YOU MAY TAKE APPROPRIATE ACTION.

WE ALSO OPERATE THE WEBSITE AND SERVICE IN CONJUNCTION WITH OUR INDEPENDENT CONTRACTORS, SUCH AS COURSE CONTENT CREATORS, WEBSITE DEVELOPERS AND OTHERS.  OUR INDEPENDENT CONTRACTORS MAY HAVE ACCESS TO YOUR PERSONAL INFORMATION IN PROVIDING SERVICES TO US, OR PROVIDING YOU WITH ACCESS TO THE WEBSITE, SERVICE, COURSES, WEBINARS, OTHER PRODUCTS AND CONSULTING SERVICES.  WE MAY USE A VARIETY OF SERVICE PROVIDERS, CONTRACTORS, EMPLOYEES AND SERVERS (OR OTHER NETWORKS AND COMPUTER HARDWARE) IN LOCATIONS BOTH INSIDE AND OUTSIDE OF CANADA, WHICH MAY MAKE YOUR PERSONAL INFORMATION THE SUBJECT OF FOREIGN LAWS AND FOREIGN LEGAL PROCEEDINGS.

The Disclosure of Your Personal Information and Access to It

 

We may share personal information with our suppliers, partners, Payment Processors and employees to use that information in connection with one or more of the purposes for which that personal information was collected.

 

We also operate the Website and Service in conjunction with our independent contractors and service providers (“Providers”).  Our Providers may have access to your personal information in providing services to us or providing you with access to the Website and Service.  We use a variety of Providers who may have servers, staff and contractors in locations both inside and outside of Canada. This too may make your personal information the subject of foreign laws and foreign legal proceedings.

 

As of the date of the last revision to this Privacy Policy, we use the following Providers who may have access to or store your personal information in connection with the use of our Service:

  • We use Automattic Inc. and Aut O’mattic A8C Ireland Ltd. To host our Website and the contents of our Website and Service, including for example, the contents of online form submissions or other data and personal information you submit online (see https://wordpress.com); and
  • We use GSuite and Gmail offered by Google LLC and their affiliates to, among other things, manage and host our email (see https://gsuite.google.com/together/). Accordingly, when you send us emails, your information will be stored with Google LLC and their affiliates.

We cannot make any guarantees as to the location(s) of data stored on our behalf by the above Providers or Payment Processors.

 

We may also disclose your personal information to our successors (if our business or the Service is acquired by another legal entity) or any assignee of our assets relating to the Website and Service.

 

WHILE WE TAKE MEASURES TO PROTECT PERSONAL INFORMATION, YOU AGREE THAT, TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE, OUR AFFILIATES, OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, CONTRACTORS, AGENTS, SUPPLIERS OR LICENSORS BE LIABLE, HOWSOEVER CAUSED, FOR THE LOSS OR THEFT OF YOUR PERSONAL INFORMATION OR ANY DAMAGES CAUSED AS A RESULT THEREOF, SO LONG AS WE WERE NOT GROSSLY NEGLIGENT IN THE PROTECTION OF SAID INFORMATION.

 

Retention of Your Personal Information and Your Right to Be Forgotten

 

We keep your personal information for as long as it is required for the purpose for which it was collected. There is no single retention period applicable to the various types of personal information collected. When any personal information is no longer required for the purposes for which it was collected, we may destroy the personal information in a manner that takes into account its sensitivity.

 

You may also request amendments to, or the deletion of any personal information we hold in relation to your account with us. Please contact us at support@leadyourmoney.ca if you wish to inquire about amending or deleting any personal information.

 

Inquiries

 

You have the right to contact us with any concerns relating to your personal information. If you believe that we have not adhered to this Privacy Policy, please contact us by e-mail at support@leadyourmoney.ca.

 

Use of Cookies

 

Our Website and Service may place a “cookie” in the browser files of your computer. While you can disable cookies in your browser, doing so may interrupt the proper use of the Website and Service.

 

Defined Terms

 

Defined terms in this Privacy Policy shall have the same meanings attributed to them in our Terms and Conditions of Use.