4 Things No One Taught You About Money

4 Things No One Taught You About Money

A stack of books
Image by Sharon Mccutcheon on Unsplash

No matter what stage of life you are in, you are always learning about money. We’ve picked up some good habits, but also some bad ones. And even then, some conversations that should have happened didn’t come into fruition. You probably know these unspoken lessons internally, but never had a conversation about what they can actually mean for you. By talking about just four of those lessons, I hope you will learn something about money that will improve your financial life.

1. Financial literacy is for everybody, not just accountants.

Knowing your balance between spending and saving gives you freedom in life. Sure, it’s harder for people who find money management “boring”, but you still cook your meals whether you like it or not! In the same way, you need to have a plan. If you weren’t taught how to make one, then you’re in the normal for the average Canadian. However, having a plan is what financial literacy is built upon. When you learn how money can take you to where you want to go, you can use it instead of being burdened by it.

2. Money is a tool to live a purpose-filled life

Contrary to consumerism, the purpose of money is NOT to get what you want. When everything revolves around you (especially your money), you’re not going to be able to serve a mission bigger than yourself. Sure, spending money on yourself is okay, but it’s not the main purpose. We can dream bigger! Imagine a generation who viewed money as a tool to make a difference instead of a reward for spending 40 hours in a cubicle. I think we’d all be a little happier and purpose-driven.

If you want to start treating money as a tool instead of as a reward, you need to think about what you want to accomplish in life and who you want to be. When you start thinking about that, you will learn how you can use your money to fuel your mission.

3. It takes a long time to become financially stable, and just a moment to lose it all.

Saving up money takes a long time, but you can spend it on anything and everything in just a second. It doesn’t have to be an out-of-control gambling addiction to create financial instability. All it takes is a little too much spending and a couple of life’s not-so-pleasant surprises.

Restraint and self-control are key. All good things in life take time to build. Unless you fall into an unclaimed pool of money, you’re going to need vigilance to become financially stable and stay there. After all, improving your financial life is just a little bit of knowledge and a whole lot of character.

4. People are going to act like they have it all together, but they don’t.

No one likes to fail, but it’s for everyone. And yet, we are surrounded by people who pretend they have a perfect job, a perfect house, a perfect car, a perfect marriage, a perfect relationship with their children, a perfect… everything! But it’s not real. We’re all struggling, no one really knows what they are doing, and no one wants to talk about it.

If you want to improve your financial life, you need to be honest about your problems and surround yourself with people who are brave enough to be honest with you, too. The longer you pretend that you are thriving, the longer you will struggle. But if you embrace your issues and take off the mask, you will start to heal, grow, and inspire.

Even Though No One Taught You, You Can Still Grow

These four things might sound trivial, but you just have to look around you at the society we are living in. People are deeply wrestling with money issues, and these silent lessons need to be dug up in conversations.

We are all taught different things, but there are some money lessons we all need to learn: Financial literacy is for you, you can use money to better your life, you need to watch out for financial danger, and the best you is the real you. Put these lessons in your heart and use them to fuel your financial life!

What are some things you wish learned about money? Leave a comment below or reach out to me here.

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